Recurring Deposit

Secure Future with Recurring Deposit Plans

Recurring Deposit

Build Long-Term Financial Security with RD

Start your Recurring Deposit with our cooperative and enjoy safe savings, consistent returns, and financial growth. Flexible monthly contributions and transparent policies make it easy to achieve long-term financial security and disciplined savings.

Advantages of Our Recurring Deposit Plans

  • Safe & Reliable Savings – Grow your money systematically with our trusted Recurring Deposit options.
  • Consistent Returns – Earn attractive interest on every monthly deposit over your chosen tenure.
  • Flexible Deposit Amounts – Choose a monthly contribution that fits your financial plan.
  • Member-Oriented Plans – Designed to help you achieve financial discipline and steady growth.
  • Transparent Policies – Clear terms and fair interest calculation for each Recurring Deposit.
  • Emergency Access – Withdraw funds early in case of urgent financial requirements.
  • Guaranteed Maturity Amount – Benefit from assured growth and disciplined savings.
  • Future Financial Security – Build a stable foundation for your long-term goals with Recurring Deposits.

Grow Your Savings with Recurring Deposit Plans

Our Recurring Deposit (RD) is a systematic way to build long-term savings with small, regular contributions. Designed for individuals seeking financial discipline and steady growth, our RD plans help you achieve future financial goals such as education, retirement, or emergency funds while earning attractive interest on your deposits.

Why Choose Recurring Deposit?

The Recurring Deposit scheme allows you to invest a fixed amount every month, giving you the advantage of regular savings and compounded interest growth. With flexible tenures and convenient deposit options, RDs are perfect for building a secure financial future without a large upfront investment.

Key Advantages of Our Recurring Deposit Plans

Our RD plans are structured to maximize your benefits while keeping investments simple and manageable:

  • Safe & Reliable Savings – Protect your money with trusted Recurring Deposit accounts.
  • Consistent Returns – Earn attractive interest on every monthly deposit over your chosen tenure.
  • Flexible Deposit Amounts – Contribute as per your financial capability.
  • Member-Focused Plans – Designed to promote financial discipline and steady wealth accumulation.
  • Transparent Policies – Clear terms and fair interest calculation for each Recurring Deposit.
  • Emergency Access – Withdraw funds early in case of urgent financial needs.
  • Guaranteed Maturity Amount – Benefit from assured growth and disciplined savings.
  • Future Financial Security – Build a strong foundation for long-term goals with Recurring Deposits.

Investing in a Recurring Deposit is an ideal way to develop financial discipline while ensuring consistent wealth growth. It offers members a reliable, low-risk solution for planned savings and future financial stability.

Financial Guidance

Helping you make smart choices

Fixed Deposit
Fixed Deposit

Secure & Reliable Fixed Deposit Plans

Benefits of Our Fixed Deposit Plans

  • Safe & Reliable Investment – Secure your funds with our trusted Fixed Deposit options.
  • Attractive Interest Rates – Enjoy competitive returns on your Fixed Deposits over chosen periods.
  • Flexible Tenures – Select short-term or long-term deposit durations as per your financial goals.
  • Member-Centric Plans – Tailored FD plans designed to boost your financial security.
  • Transparent Terms – Clear policies and fair interest calculation for every Fixed Deposit.
  • Emergency Withdrawal – Option to access funds early in case of urgent financial needs.
  • Guaranteed Growth – Capital protection with predictable growth through Fixed Deposits.
  • Long-Term Security – Build a strong financial foundation for future goals.

Some Queries

Frequently Asked Questions

We offer multiple membership plans including PCS-1, PCS-2, PCS-3, and PCS-4. Each plan provides flexible savings schemes, loan facilities, and community benefits tailored to your financial needs.

Pashupatinath Co-Operative Thrift & Credit Society Ltd. is a registered cooperative organization established in 2019 under the Delhi Cooperative Societies Act. The society aims to promote financial inclusion by offering savings, deposit, and loan services to its members in a transparent and reliable manner.

Yes. The society is registered with the Registrar of Cooperative Societies, Delhi (Reg. No.: 47/10627/Sec 06/T&C/RCS/2019/307). This registration allows the society to legally operate thrift and credit activities among its members.

Any Indian citizen above 18 years of age with a valid ID proof can become a member of Pashupatinath Co-Operative Society by filling out the membership form and submitting the required share money, joining fee, and compulsory deposit as per the selected plan.

We offer five membership categories – PCS-1, PCS-2, PCS-3, PCS-4, and Basic Plan. Each plan has different Share Money, Compulsory Deposit, and Joining Fee. Members can choose a plan based on their savings goals and financial capacity.

Our society provides a wide range of financial and saving services, including: Fixed Deposit (FD) Schemes Recurring Deposit (RD) Plans Personal and Emergency Loans Savings Accounts Member Welfare Schemes

Members can visit the society office or contact our support team to open FD or RD accounts. You’ll need to fill out a simple form, submit KYC documents, and deposit the amount as per the scheme guidelines.

You will need to submit: Aadhar Card / PAN Card Passport-size photograph Proof of address Application form duly filled and signed For loans, additional income proof or guarantor details may be required.

Only registered members can apply for loans. Once your membership is active, you can submit a loan application form along with required documents. Loans are granted based on your deposit history, repayment capacity, and society’s loan policies.

Yes, your funds are handled as per the rules and bylaws of the cooperative society. We maintain full transparency, perform regular audits, and ensure secure financial operations for all members.

Contact us?

+91 99106 35320

Empower Your Finances

Become a member of Pashupatinath Co-Operative Thrift & Credit Society Ltd and enjoy secure savings, easy loans, and dedicated support. Take the first step toward financial growth and stability today!

Recurring Deposit Plans – Systematic Savings for a Secure Future

Our Recurring Deposit (RD) plans are designed for individuals who wish to grow their wealth gradually while ensuring safety and reliability. These plans allow you to contribute a fixed amount every month and enjoy the benefits of financial discipline combined with guaranteed returns. Whether you are planning for children's education, home renovation, or long-term savings, our RD plans provide the perfect solution for systematic wealth creation.

Flexible Monthly Contributions and Tenure Options

One of the key advantages of our Recurring Deposit plans is flexibility. Members can choose the monthly contribution amount as per their income and select a tenure that aligns with their financial goals. With options ranging from short-term (6 months) to long-term (10 years), you can create a customized savings plan that ensures steady growth and easy accessibility.

Attractive Interest Rates for Maximum Growth

Our RD schemes offer competitive interest rates that are designed to maximize your savings. The interest is compounded periodically, helping your funds grow faster. By investing in a Recurring Deposit, members benefit from predictable returns, which can be a reliable source of income for future needs or financial milestones.

Transparency and Security

Every deposit in our Recurring Deposit plans is managed with complete transparency. Members can track their contributions, accrued interest, and maturity amount at any time. Our cooperative ensures that your money is handled securely, backed by strong policies and a trusted financial system, giving you confidence in your savings.

Emergency Access and Financial Flexibility

While Recurring Deposits encourage financial discipline, we understand that unexpected expenses may arise. That’s why our plans offer emergency withdrawal options, allowing members to access funds when required without disrupting the overall growth of their savings. This flexibility makes RD plans an ideal tool for both short-term emergencies and long-term financial planning.

Building Long-Term Financial Discipline

A Recurring Deposit is not just a savings instrument; it is a step towards financial discipline. By contributing regularly, members develop a habit of saving, which is crucial for achieving long-term goals. Whether you are saving for retirement, a family celebration, or future investments, RD plans provide a structured approach to growing your wealth securely.

Benefits for All Members

Our Recurring Deposit schemes cater to all members, offering safety, steady growth, and predictable returns. With minimal risk, high transparency, and attractive interest rates, these plans empower you to achieve financial stability while participating in a cooperative system that prioritizes member growth and community development. Join our RD plans today and take the first step towards a secure and prosperous financial future.

Smart Savings & Loans

Options to support your goals

Membership Plans

Pashupatinath Co-Operative Thrift & Credit Society offers a variety of membership plans to meet your financial needs. Whether you are starting your savings journey, looking for affordable loans, or aiming for long-term financial growth, we have a plan that suits you. Browse through our plans below and click to view full details.

Fixed Deposit

Secure your funds and grow your wealth with our Fixed Deposit plans. Enjoy attractive interest rates, flexible tenures, and guaranteed growth, all backed by a trusted cooperative. Our FD plans are ideal for members seeking safe savings, long-term financial security, and quick access to funds in case of emergencies—helping you plan your future with confidence.

Emergency Loan

Our Emergency Loan provides quick, reliable financial support for urgent needs, offering affordable interest rates, flexible repayment options, and transparent approval. Designed for members, it ensures immediate access to funds, helping you manage unexpected expenses with financial security and peace of mind.

Membership PCS - 1

The PCS – 1 Membership Plan is an affordable and secure way to begin your savings journey with a trusted cooperative society. It offers safe deposits, low-interest loans, and community-driven financial growth, making it the perfect choice for new members seeking long-term stability.

Deposits

Explore a variety of deposit schemes at Pashupatinath Co-Operative Thrift & Credit Society, including Fixed Deposits (FDs), Recurring Deposits (RDs), and emergency deposit options, offering secure savings, attractive interest rates, and flexible tenures for all members.

Personal Loan

Our Personal Loan Plans provide quick access to funds for personal needs, emergencies, or planned expenses. Enjoy flexible repayment options, competitive interest rates, and secure financial support designed for members seeking reliable and convenient loan solutions.

Membership PCS - 2

The Membership PCS – 2 Plan is designed for members who want to increase their financial contribution and enjoy higher savings growth, better loan facilities, and stronger community-driven benefits with a trusted cooperative society.

Loans

Our cooperative offers affordable and flexible loan services, including personal, emergency, and business loans. With quick approvals, transparent terms, and easy repayment options, we ensure members get reliable financial support whenever they need it.

Membership PCS - 3

The PCS – 3 Plan is designed for active members seeking higher savings and enhanced benefits. With a Share Money of ₹50,000, Compulsory Deposit of ₹2,000, and Joining Fee of ₹1,500, it offers secure savings, greater loan access, and long-term financial growth within a trusted cooperative society.

Membership PCS - 4

Membership PCS – 4 is a premium plan offering maximum benefits, priority services, high-value savings, and exclusive loan access for members seeking top-tier financial growth and long-term security.

Membership Basic Plan

Start your financial journey with the Membership Basic Plan from Pashupatinath Co-Operative Thrift & Credit Society Ltd. Enjoy secure savings, flexible contributions, and priority access to loans and other financial benefits. Perfect for beginners looking to build a strong financial foundation and achieve steady growth.