Fixed Deposit

Secure & Reliable Fixed Deposit Plans

Fixed Deposit

High-Interest Fixed Deposit Opportunities

Secure your funds and grow your wealth with our Fixed Deposit plans. Enjoy attractive interest rates, flexible tenures, and guaranteed growth, all backed by a trusted cooperative. Our FD plans are ideal for members seeking safe savings, long-term financial security, and quick access to funds in case of emergencies—helping you plan your future with confidence.

Benefits of Our Fixed Deposit Plans

  • Safe & Reliable Investment – Secure your funds with our trusted Fixed Deposit options.
  • Attractive Interest Rates – Enjoy competitive returns on your Fixed Deposits over chosen periods.
  • Flexible Tenures – Select short-term or long-term deposit durations as per your financial goals.
  • Member-Centric Plans – Tailored FD plans designed to boost your financial security.
  • Transparent Terms – Clear policies and fair interest calculation for every Fixed Deposit.
  • Emergency Withdrawal – Option to access funds early in case of urgent financial needs.
  • Guaranteed Growth – Capital protection with predictable growth through Fixed Deposits.
  • Long-Term Security – Build a strong financial foundation for future goals.

Secure Your Future with Fixed Deposit Plans

The Fixed Deposit (FD) is one of the most reliable and secure ways to grow your wealth over a fixed period. Designed for individuals seeking stable returns and capital protection, our FD plans provide a safe avenue for your long-term savings. Whether you are planning for retirement, children’s education, or future financial goals, Fixed Deposits offer predictable growth and financial security.

Why Choose Fixed Deposit?

With our Fixed Deposit options, you can enjoy high-interest returns with minimal risk. The tenure flexibility allows you to select short-term or long-term plans based on your financial strategy. Your principal amount remains safe, while you earn guaranteed interest over the deposit period, ensuring your money works hard for you.

Key Advantages of Our Fixed Deposit Plans

Our FD schemes are designed to provide maximum benefits for our members:

  • Safe & Secure Investment – Protect your funds with reliable Fixed Deposit accounts.
  • Attractive Interest Rates – Earn competitive returns higher than standard savings accounts.
  • Flexible Tenures – Choose the deposit period that aligns with your financial planning.
  • Tax Benefits – Some FDs offer tax-saving opportunities under government regulations.
  • Easy Renewal & Premature Withdrawal – Access funds or renew deposits conveniently as per your needs.
  • Trusted & Transparent – Clear terms and secure banking practices for every Fixed Deposit.

By investing in a Fixed Deposit, you are taking a step towards financial stability and long-term wealth creation. It is a perfect choice for members who want predictable returns, secure investments, and a disciplined approach to saving for the future.

Financial Guidance

Helping you make smart choices

Recurring Deposit
Recurring Deposit

Secure Future with Recurring Deposit Plans

Advantages of Our Recurring Deposit Plans

  • Safe & Reliable Savings – Grow your money systematically with our trusted Recurring Deposit options.
  • Consistent Returns – Earn attractive interest on every monthly deposit over your chosen tenure.
  • Flexible Deposit Amounts – Choose a monthly contribution that fits your financial plan.
  • Member-Oriented Plans – Designed to help you achieve financial discipline and steady growth.
  • Transparent Policies – Clear terms and fair interest calculation for each Recurring Deposit.
  • Emergency Access – Withdraw funds early in case of urgent financial requirements.
  • Guaranteed Maturity Amount – Benefit from assured growth and disciplined savings.
  • Future Financial Security – Build a stable foundation for your long-term goals with Recurring Deposits.

Some Queries

Frequently Asked Questions

We offer multiple membership plans including PCS-1, PCS-2, PCS-3, and PCS-4. Each plan provides flexible savings schemes, loan facilities, and community benefits tailored to your financial needs.

Pashupatinath Co-Operative Thrift & Credit Society Ltd. is a registered cooperative organization established in 2019 under the Delhi Cooperative Societies Act. The society aims to promote financial inclusion by offering savings, deposit, and loan services to its members in a transparent and reliable manner.

Yes. The society is registered with the Registrar of Cooperative Societies, Delhi (Reg. No.: 47/10627/Sec 06/T&C/RCS/2019/307). This registration allows the society to legally operate thrift and credit activities among its members.

Any Indian citizen above 18 years of age with a valid ID proof can become a member of Pashupatinath Co-Operative Society by filling out the membership form and submitting the required share money, joining fee, and compulsory deposit as per the selected plan.

We offer five membership categories – PCS-1, PCS-2, PCS-3, PCS-4, and Basic Plan. Each plan has different Share Money, Compulsory Deposit, and Joining Fee. Members can choose a plan based on their savings goals and financial capacity.

Our society provides a wide range of financial and saving services, including: Fixed Deposit (FD) Schemes Recurring Deposit (RD) Plans Personal and Emergency Loans Savings Accounts Member Welfare Schemes

Members can visit the society office or contact our support team to open FD or RD accounts. You’ll need to fill out a simple form, submit KYC documents, and deposit the amount as per the scheme guidelines.

You will need to submit: Aadhar Card / PAN Card Passport-size photograph Proof of address Application form duly filled and signed For loans, additional income proof or guarantor details may be required.

Only registered members can apply for loans. Once your membership is active, you can submit a loan application form along with required documents. Loans are granted based on your deposit history, repayment capacity, and society’s loan policies.

Yes, your funds are handled as per the rules and bylaws of the cooperative society. We maintain full transparency, perform regular audits, and ensure secure financial operations for all members.

Contact us?

+91 99106 35320

Empower Your Finances

Become a member of Pashupatinath Co-Operative Thrift & Credit Society Ltd and enjoy secure savings, easy loans, and dedicated support. Take the first step toward financial growth and stability today!

Secure Your Savings with Fixed Deposit Plans

Our Fixed Deposit schemes offer a safe and reliable investment option for members looking to grow their wealth steadily. With competitive interest rates, your funds are guaranteed to earn predictable returns over your chosen tenure. Whether you opt for a short-term or long-term plan, Fixed Deposits provide the financial stability and security that every member needs.

Flexible Tenures and Transparent Terms

We provide flexible deposit periods to suit your financial goals, allowing you to plan effectively for the future. All our Fixed Deposit plans come with transparent terms, ensuring that members understand the interest calculation and maturity benefits clearly. This promotes trust and reliability in your investment decisions.

Consistent Growth and Long-Term Security

Investing in a Fixed Deposit ensures consistent growth of your savings with guaranteed returns. Your capital is protected, giving you peace of mind while your funds accumulate steadily. This plan is ideal for members seeking long-term financial security and a strong foundation for future goals such as education, healthcare, or retirement planning.

Why Choose Our Fixed Deposit Plans?

Our Fixed Deposit schemes are designed for members who prioritize secure savings with high reliability. By investing with us, you gain access to well-structured plans, attractive interest rates, and a transparent, member-focused approach that empowers your financial growth over time.

Smart Savings & Loans

Options to support your goals

Membership Plans

Pashupatinath Co-Operative Thrift & Credit Society offers a variety of membership plans to meet your financial needs. Whether you are starting your savings journey, looking for affordable loans, or aiming for long-term financial growth, we have a plan that suits you. Browse through our plans below and click to view full details.

Emergency Loan

Our Emergency Loan provides quick, reliable financial support for urgent needs, offering affordable interest rates, flexible repayment options, and transparent approval. Designed for members, it ensures immediate access to funds, helping you manage unexpected expenses with financial security and peace of mind.

Membership PCS - 1

The PCS – 1 Membership Plan is an affordable and secure way to begin your savings journey with a trusted cooperative society. It offers safe deposits, low-interest loans, and community-driven financial growth, making it the perfect choice for new members seeking long-term stability.

Deposits

Explore a variety of deposit schemes at Pashupatinath Co-Operative Thrift & Credit Society, including Fixed Deposits (FDs), Recurring Deposits (RDs), and emergency deposit options, offering secure savings, attractive interest rates, and flexible tenures for all members.

Recurring Deposit

Start your Recurring Deposit with our cooperative and enjoy safe savings, consistent returns, and financial growth. Flexible monthly contributions and transparent policies make it easy to achieve long-term financial security and disciplined savings.

Personal Loan

Our Personal Loan Plans provide quick access to funds for personal needs, emergencies, or planned expenses. Enjoy flexible repayment options, competitive interest rates, and secure financial support designed for members seeking reliable and convenient loan solutions.

Membership PCS - 2

The Membership PCS – 2 Plan is designed for members who want to increase their financial contribution and enjoy higher savings growth, better loan facilities, and stronger community-driven benefits with a trusted cooperative society.

Loans

Our cooperative offers affordable and flexible loan services, including personal, emergency, and business loans. With quick approvals, transparent terms, and easy repayment options, we ensure members get reliable financial support whenever they need it.

Membership PCS - 3

The PCS – 3 Plan is designed for active members seeking higher savings and enhanced benefits. With a Share Money of ₹50,000, Compulsory Deposit of ₹2,000, and Joining Fee of ₹1,500, it offers secure savings, greater loan access, and long-term financial growth within a trusted cooperative society.

Membership PCS - 4

Membership PCS – 4 is a premium plan offering maximum benefits, priority services, high-value savings, and exclusive loan access for members seeking top-tier financial growth and long-term security.

Membership Basic Plan

Start your financial journey with the Membership Basic Plan from Pashupatinath Co-Operative Thrift & Credit Society Ltd. Enjoy secure savings, flexible contributions, and priority access to loans and other financial benefits. Perfect for beginners looking to build a strong financial foundation and achieve steady growth.