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D-71/C III Floor, Vishwakarma Colony, M B Road, New Delhi-110044
pashupatinath.cooperative@gmail.com
+91 99106 35320
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Personal Loan

Personal Loan for Cooperative Members

Personal Loan

Quick & Flexible Loan Options

Our Personal Loan Plans provide quick access to funds for personal needs, emergencies, or planned expenses. Enjoy flexible repayment options, competitive interest rates, and secure financial support designed for members seeking reliable and convenient loan solutions.

Benefits of Our Personal Loan Plans

  • Flexible Financing – Easily access funds for personal goals such as education, travel, or home improvements.
  • Competitive Interest Rates – Borrow at affordable interest rates tailored to individual members.
  • Custom Repayment Options – Choose repayment plans that suit your monthly budget and financial convenience.
  • Member-Centric Support – Loans designed for cooperative members to meet personal financial needs.
  • Transparent Approval – Clear terms, simple application, and hassle-free processing for every personal loan.
  • Quick Disbursement – Immediate release of funds to meet urgent personal requirements.
  • Reliable Assistance – Depend on a trusted cooperative system for all your personal monetary needs.
  • Financial Freedom – Manage expenses confidently and achieve your personal goals with ease.
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Flexible Personal Loans for Members

Our Personal Loan is designed to provide financial support for various personal needs, including home renovation, education, travel, or medical expenses. With quick approval and affordable interest rates, members can access funds easily while maintaining financial stability.

Why Choose Personal Loans?

The Personal Loan plan is perfect for members seeking flexible credit solutions without compromising on security and transparency. With a simple application process and tailored repayment options, you can manage personal financial requirements efficiently.

Key Benefits of Our Personal Loans

Our Personal Loan schemes provide multiple advantages for a hassle-free borrowing experience:

  • Quick Processing – Get access to funds promptly for urgent personal expenses.
  • Affordable Interest Rates – Borrow at competitive loan interest rates designed for members.
  • Flexible Repayment – Choose repayment schedules that align with your financial capacity.
  • Member-Focused Support – Loans crafted to meet cooperative member needs.
  • Transparent Terms – Clear and straightforward loan policies ensure trust and reliability.
  • High Loan Limits – Avail larger amounts to cover significant personal expenses comfortably.
  • Peace of Mind – Secure borrowing ensures stability and confidence in managing your personal finances.

Choosing our Personal Loan helps members meet urgent financial requirements and long-term personal goals with flexibility, security, and ease.

Financial Guidance

Helping you make smart choices

Emergency Loan
Emergency Loan

Emergency Loan – Quick Financial Assistance for Members

Key Benefits of Our Emergency Loans

  • Quick Financial Support – Access funds instantly during urgent emergencies or unexpected expenses.
  • Affordable Interest Rates – Borrow money at competitive interest rates tailored for members.
  • Flexible Repayment Options – Choose repayment schedules that suit your financial capacity.
  • Member-Focused Assistance – Loans designed to provide immediate relief and support for cooperative members.
  • Transparent Process – Clear terms and straightforward approval process for every emergency loan.
  • Quick Disbursement – Receive funds promptly to handle urgent financial requirements.
  • Reliable Support – Depend on a trusted system to meet your short-term monetary needs.
  • Peace of Mind – Secure financial assistance ensures stability during unexpected situations.
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Some Queries

Frequently Asked Questions

We offer multiple membership plans including PCS-1, PCS-2, PCS-3, and PCS-4. Each plan provides flexible savings schemes, loan facilities, and community benefits tailored to your financial needs.

Pashupatinath Co-Operative Thrift & Credit Society Ltd. is a registered cooperative organization established in 2019 under the Delhi Cooperative Societies Act. The society aims to promote financial inclusion by offering savings, deposit, and loan services to its members in a transparent and reliable manner.

Yes. The society is registered with the Registrar of Cooperative Societies, Delhi (Reg. No.: 47/10627/Sec 06/T&C/RCS/2019/307). This registration allows the society to legally operate thrift and credit activities among its members.

Any Indian citizen above 18 years of age with a valid ID proof can become a member of Pashupatinath Co-Operative Society by filling out the membership form and submitting the required share money, joining fee, and compulsory deposit as per the selected plan.

We offer five membership categories – PCS-1, PCS-2, PCS-3, PCS-4, and Basic Plan. Each plan has different Share Money, Compulsory Deposit, and Joining Fee. Members can choose a plan based on their savings goals and financial capacity.

Our society provides a wide range of financial and saving services, including: Fixed Deposit (FD) Schemes Recurring Deposit (RD) Plans Personal and Emergency Loans Savings Accounts Member Welfare Schemes

Members can visit the society office or contact our support team to open FD or RD accounts. You’ll need to fill out a simple form, submit KYC documents, and deposit the amount as per the scheme guidelines.

You will need to submit: Aadhar Card / PAN Card Passport-size photograph Proof of address Application form duly filled and signed For loans, additional income proof or guarantor details may be required.

Only registered members can apply for loans. Once your membership is active, you can submit a loan application form along with required documents. Loans are granted based on your deposit history, repayment capacity, and society’s loan policies.

Yes, your funds are handled as per the rules and bylaws of the cooperative society. We maintain full transparency, perform regular audits, and ensure secure financial operations for all members.

Contact us?

+91 99106 35320

Empower Your Finances

Become a member of Pashupatinath Co-Operative Thrift & Credit Society Ltd and enjoy secure savings, easy loans, and dedicated support. Take the first step toward financial growth and stability today!

Become a Member

Personal Loan – Quick and Flexible Financial Assistance

Our Personal Loan is crafted to provide members with immediate access to funds for a wide range of personal needs, including medical emergencies, home improvements, education expenses, or unexpected costs. With affordable interest rates and flexible repayment options, this loan ensures you can manage your finances effectively without stress.

Loan Application and Eligibility

Applying for a Personal Loan is simple and fast. Eligible members can request loan amounts tailored to their financial capacity and repayment flexibility. The cooperative ensures quick approval and instant disbursement so that you have access to funds when you need them the most.

Key Features and Advantages

Our Personal Loan comes with several benefits designed for convenience and financial growth. Members enjoy high loan eligibility based on their membership contributions, competitive interest rates, and the ability to choose customized repayment schedules. This loan allows members to meet short-term financial goals or tackle urgent financial emergencies with ease.

Why Choose Our Personal Loan?

The Personal Loan offered by our cooperative stands out due to its transparent process, quick approval, and member-centric approach. Whether for emergency medical expenses, educational needs, personal projects, or lifestyle improvements, you can rely on our loan services for safe, reliable, and hassle-free financial support.

Long-Term Benefits and Financial Security

Choosing our Personal Loan empowers members to maintain financial discipline while accessing funds for important life events. It strengthens your financial stability by providing timely support, promoting secure money management, and ensuring that you can achieve both short-term flexibility and long-term financial independence. With this loan, members enjoy peace of mind and a trusted pathway to managing their finances effectively.

Smart Savings & Loans

Options to support your goals

Membership Plans
Membership Plans

Pashupatinath Co-Operative Thrift & Credit Society offers a variety of membership plans to meet your financial needs. Whether you are starting your savings journey, looking for affordable loans, or aiming for long-term financial growth, we have a plan that suits you. Browse through our plans below and click to view full details.

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Fixed Deposit
Fixed Deposit

Secure your funds and grow your wealth with our Fixed Deposit plans. Enjoy attractive interest rates, flexible tenures, and guaranteed growth, all backed by a trusted cooperative. Our FD plans are ideal for members seeking safe savings, long-term financial security, and quick access to funds in case of emergencies—helping you plan your future with confidence.

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Emergency Loan
Emergency Loan

Our Emergency Loan provides quick, reliable financial support for urgent needs, offering affordable interest rates, flexible repayment options, and transparent approval. Designed for members, it ensures immediate access to funds, helping you manage unexpected expenses with financial security and peace of mind.

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Membership PCS - 1
Membership PCS - 1

The PCS – 1 Membership Plan is an affordable and secure way to begin your savings journey with a trusted cooperative society. It offers safe deposits, low-interest loans, and community-driven financial growth, making it the perfect choice for new members seeking long-term stability.

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Deposits
Deposits

Explore a variety of deposit schemes at Pashupatinath Co-Operative Thrift & Credit Society, including Fixed Deposits (FDs), Recurring Deposits (RDs), and emergency deposit options, offering secure savings, attractive interest rates, and flexible tenures for all members.

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Recurring Deposit
Recurring Deposit

Start your Recurring Deposit with our cooperative and enjoy safe savings, consistent returns, and financial growth. Flexible monthly contributions and transparent policies make it easy to achieve long-term financial security and disciplined savings.

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Membership PCS - 2
Membership PCS - 2

The Membership PCS – 2 Plan is designed for members who want to increase their financial contribution and enjoy higher savings growth, better loan facilities, and stronger community-driven benefits with a trusted cooperative society.

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Loans
Loans

Our cooperative offers affordable and flexible loan services, including personal, emergency, and business loans. With quick approvals, transparent terms, and easy repayment options, we ensure members get reliable financial support whenever they need it.

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Membership PCS - 3
Membership PCS - 3

The PCS – 3 Plan is designed for active members seeking higher savings and enhanced benefits. With a Share Money of ₹50,000, Compulsory Deposit of ₹2,000, and Joining Fee of ₹1,500, it offers secure savings, greater loan access, and long-term financial growth within a trusted cooperative society.

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Membership PCS - 4
Membership PCS - 4

Membership PCS – 4 is a premium plan offering maximum benefits, priority services, high-value savings, and exclusive loan access for members seeking top-tier financial growth and long-term security.

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Membership Basic Plan
Membership Basic Plan

Start your financial journey with the Membership Basic Plan from Pashupatinath Co-Operative Thrift & Credit Society Ltd. Enjoy secure savings, flexible contributions, and priority access to loans and other financial benefits. Perfect for beginners looking to build a strong financial foundation and achieve steady growth.

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