Loans

Affordable & Flexible Loan Services for Members

Loans

Our Loan Facilities

Our cooperative offers affordable and flexible loan services, including personal, emergency, and business loans. With quick approvals, transparent terms, and easy repayment options, we ensure members get reliable financial support whenever they need it.

Advantages of Our Loan Facilities

  • Easy Access to Credit – Get quick approval for personal loans, emergency loans, and other financial needs.
  • Low-Interest Rates – Affordable repayment with member-friendly interest rates.
  • Flexible Repayment – Choose repayment periods that suit your financial capacity.
  • Member-Centric Support – Loans designed to empower members during personal or professional needs.
  • Transparent Policies – Clear loan terms with no hidden charges or unfair practices.
  • Emergency Assistance – Immediate loan support for urgent or unforeseen expenses.
  • Financial Growth – Loans that support both personal requirements and business opportunities.
  • Trusted & Secure – Borrow confidently with the backing of a cooperative society.

Advantages of Our Loan Schemes

Our loan schemes are crafted to provide affordable financial support with low interest rates and flexible repayment options. Members can rely on us for secure and quick access to funds whenever needed, whether it is for personal expenses, business growth, or urgent situations. We focus on a transparent and member-friendly process so that borrowing remains simple and stress-free.

Why Choose Our Loan Plans

We make loans more accessible with minimum documentation, quick approvals, and repayment plans that match your income flow. Our cooperative ensures that every loan is offered with fair terms, helping members manage their needs without financial pressure.

Exclusive Features of Our Loans

Enjoy fast processing, competitive interest rates, and the assurance of borrowing from a trusted cooperative society. Our team provides personalized guidance so members can select the most suitable loan plan for their requirements.

How Our Loans Support You

From covering education fees and medical emergencies to supporting business expansion and personal needs, our loan schemes are designed to support members at every stage of life. With us, borrowing is not a burden but a step towards financial stability and growth.

Financial Guidance

Helping you make smart choices

Emergency Loan
Emergency Loan

Emergency Loan – Quick Financial Assistance for Members

Key Benefits of Our Emergency Loans

  • Quick Financial Support – Access funds instantly during urgent emergencies or unexpected expenses.
  • Affordable Interest Rates – Borrow money at competitive interest rates tailored for members.
  • Flexible Repayment Options – Choose repayment schedules that suit your financial capacity.
  • Member-Focused Assistance – Loans designed to provide immediate relief and support for cooperative members.
  • Transparent Process – Clear terms and straightforward approval process for every emergency loan.
  • Quick Disbursement – Receive funds promptly to handle urgent financial requirements.
  • Reliable Support – Depend on a trusted system to meet your short-term monetary needs.
  • Peace of Mind – Secure financial assistance ensures stability during unexpected situations.
Personal Loan
Personal Loan

Personal Loan for Cooperative Members

Benefits of Our Personal Loan Plans

  • Flexible Financing – Easily access funds for personal goals such as education, travel, or home improvements.
  • Competitive Interest Rates – Borrow at affordable interest rates tailored to individual members.
  • Custom Repayment Options – Choose repayment plans that suit your monthly budget and financial convenience.
  • Member-Centric Support – Loans designed for cooperative members to meet personal financial needs.
  • Transparent Approval – Clear terms, simple application, and hassle-free processing for every personal loan.
  • Quick Disbursement – Immediate release of funds to meet urgent personal requirements.
  • Reliable Assistance – Depend on a trusted cooperative system for all your personal monetary needs.
  • Financial Freedom – Manage expenses confidently and achieve your personal goals with ease.

Some Queries

Frequently Asked Questions

We offer multiple membership plans including PCS-1, PCS-2, PCS-3, and PCS-4. Each plan provides flexible savings schemes, loan facilities, and community benefits tailored to your financial needs.

Pashupatinath Co-Operative Thrift & Credit Society Ltd. is a registered cooperative organization established in 2019 under the Delhi Cooperative Societies Act. The society aims to promote financial inclusion by offering savings, deposit, and loan services to its members in a transparent and reliable manner.

Yes. The society is registered with the Registrar of Cooperative Societies, Delhi (Reg. No.: 47/10627/Sec 06/T&C/RCS/2019/307). This registration allows the society to legally operate thrift and credit activities among its members.

Any Indian citizen above 18 years of age with a valid ID proof can become a member of Pashupatinath Co-Operative Society by filling out the membership form and submitting the required share money, joining fee, and compulsory deposit as per the selected plan.

We offer five membership categories – PCS-1, PCS-2, PCS-3, PCS-4, and Basic Plan. Each plan has different Share Money, Compulsory Deposit, and Joining Fee. Members can choose a plan based on their savings goals and financial capacity.

Our society provides a wide range of financial and saving services, including: Fixed Deposit (FD) Schemes Recurring Deposit (RD) Plans Personal and Emergency Loans Savings Accounts Member Welfare Schemes

Members can visit the society office or contact our support team to open FD or RD accounts. You’ll need to fill out a simple form, submit KYC documents, and deposit the amount as per the scheme guidelines.

You will need to submit: Aadhar Card / PAN Card Passport-size photograph Proof of address Application form duly filled and signed For loans, additional income proof or guarantor details may be required.

Only registered members can apply for loans. Once your membership is active, you can submit a loan application form along with required documents. Loans are granted based on your deposit history, repayment capacity, and society’s loan policies.

Yes, your funds are handled as per the rules and bylaws of the cooperative society. We maintain full transparency, perform regular audits, and ensure secure financial operations for all members.

Contact us?

+91 99106 35320

Empower Your Finances

Become a member of Pashupatinath Co-Operative Thrift & Credit Society Ltd and enjoy secure savings, easy loans, and dedicated support. Take the first step toward financial growth and stability today!

Why Choose Our Loan Services

At our cooperative, we understand that financial needs can arise anytime. That’s why we provide affordable loan services designed to support members in every stage of life. Our loan solutions come with easy eligibility, transparent terms, and flexible repayment options, making it simple for members to access funds when they need them most.

Types of Loans We Offer

We provide a variety of loan options including personal loans, emergency loans, and business support loans. Whether you require funds for medical expenses, education, household needs, or entrepreneurial ventures, our cooperative ensures quick assistance with competitive interest rates.

Key Features of Our Loan Plans

Our loan services are designed to provide peace of mind. Members enjoy minimal paperwork, fast approvals, and reliable disbursement. We believe in trust and accountability, which means all terms and conditions are clearly communicated, ensuring no hidden charges or confusion during the process.

Benefits of Borrowing With Us

Choosing our cooperative for your loan needs means choosing financial support with security and reliability. We prioritize member convenience by offering flexible repayment structures, guidance from our experienced team, and services tailored to individual requirements. This allows members to borrow with confidence and peace of mind.

How Our Loans Empower Members

Our goal is to help members achieve financial stability and independence. From handling urgent expenses to investing in future opportunities, our loans act as a reliable financial tool. By supporting members with affordable loan access, we ensure that financial challenges never hold back personal or professional growth.

Smart Savings & Loans

Options to support your goals

Membership Plans

Pashupatinath Co-Operative Thrift & Credit Society offers a variety of membership plans to meet your financial needs. Whether you are starting your savings journey, looking for affordable loans, or aiming for long-term financial growth, we have a plan that suits you. Browse through our plans below and click to view full details.

Fixed Deposit

Secure your funds and grow your wealth with our Fixed Deposit plans. Enjoy attractive interest rates, flexible tenures, and guaranteed growth, all backed by a trusted cooperative. Our FD plans are ideal for members seeking safe savings, long-term financial security, and quick access to funds in case of emergencies—helping you plan your future with confidence.

Membership PCS - 1

The PCS – 1 Membership Plan is an affordable and secure way to begin your savings journey with a trusted cooperative society. It offers safe deposits, low-interest loans, and community-driven financial growth, making it the perfect choice for new members seeking long-term stability.

Deposits

Explore a variety of deposit schemes at Pashupatinath Co-Operative Thrift & Credit Society, including Fixed Deposits (FDs), Recurring Deposits (RDs), and emergency deposit options, offering secure savings, attractive interest rates, and flexible tenures for all members.

Recurring Deposit

Start your Recurring Deposit with our cooperative and enjoy safe savings, consistent returns, and financial growth. Flexible monthly contributions and transparent policies make it easy to achieve long-term financial security and disciplined savings.

Membership PCS - 2

The Membership PCS – 2 Plan is designed for members who want to increase their financial contribution and enjoy higher savings growth, better loan facilities, and stronger community-driven benefits with a trusted cooperative society.

Membership PCS - 3

The PCS – 3 Plan is designed for active members seeking higher savings and enhanced benefits. With a Share Money of ₹50,000, Compulsory Deposit of ₹2,000, and Joining Fee of ₹1,500, it offers secure savings, greater loan access, and long-term financial growth within a trusted cooperative society.

Membership PCS - 4

Membership PCS – 4 is a premium plan offering maximum benefits, priority services, high-value savings, and exclusive loan access for members seeking top-tier financial growth and long-term security.

Membership Basic Plan

Start your financial journey with the Membership Basic Plan from Pashupatinath Co-Operative Thrift & Credit Society Ltd. Enjoy secure savings, flexible contributions, and priority access to loans and other financial benefits. Perfect for beginners looking to build a strong financial foundation and achieve steady growth.